Can AI and Drones Protect Nigeria’s School Children? UrSafe Thinks So – A Deep Dive into the Tech-Safety Frontier By Ndefo Onyekachukwu | November 28, 2025 Over 1,500 school attacks since Chibok. Thousands of children kidnapped. Parents afraid to send kids to school. Now one company says AI drones can protect Nigeria’s school children – detecting threats in real-time and alerting police in under 60 seconds. UrSafe, a U.S.-based startup with Nigerian operations, is already running pilots that cut incidents by 40%. Here’s how the tech works, why it matters in 2025, and whether it can really stop the next…
Author: FinTech Today
Stable naira fuels Nigeria’s fastest smartphone rebound in years Nigeria’s smartphone market is showing signs of life after a brutal 2024. Shipments surged 29% year-over-year in Q3 2025, fueled by a steadier naira (holding between ₦1,450–₦1,500/$1) and vendors flooding the market with affordable sub-$150 models, according to Omdia, a global technology analyst firm. This is the second consecutive quarter of recovery, following Q2’s 10% rebound – the fastest growth since Q1 2024 – as easing inflation (down to 21.26% in April 2025), currency calm, and aggressive device financing schemes help consumers upgrade without breaking the bank. Smartphones remain Nigeria’s primary…
FairMoney Receives Upgraded Credit Ratings from GCR After Strong 2024 Performance FairMoney recorded ₦112.3 billion in operating revenue for FY 2024 and achieved a Net Interest Margin (NIM) of 82.9%. LAGOS, NIGERIA – November 27, 2025 MyCredit Investments Limited (MIL), widely known as FairMoney, has received an upgraded national scale issuer rating from Global Credit Ratings (GCR), Africa’s leading credit rating agency. GCR raised FairMoney’s long-term rating from BBB(NG) to BBB+(NG) and its short-term rating from A3(NG) to A2(NG), maintaining a Stable Outlook. Why GCR Upgraded FairMoney’s Rating According to GCR, the improved rating reflects the growing stability of…
Today’s Post – A Little Motivation for Every Nigerian Hustler Building in Silence By Ndefo Onyekachukwu | November 26, 2025 My traffic didn’t explode today. No 100k views. No viral tweet. Google Analytics is still chilling at the same numbers as yesterday. But you know what? I’m happy. Still. Happy. Because today: A lady in Port Harcourt messaged me that she finally opened a Kuda account with my link and got her first ₦1,000 bonus. One guy in Ibadan said the “Best Savings Apps” article helped him move ₦300k from his mattress to PiggyVest and he’s already earning interest. Someone…
Similar Fraud Crackdowns in Ghana: Echoes of Nigeria’s Digital Cleanup Nigeria’s NITDA revelation of 28 million deactivated accounts on Google, LinkedIn, and TikTok – many tied to local fraudsters – hit hard. But Ghana’s been in the trenches too, with its own aggressive crackdowns on cybercrime, sextortion, and mobile money scams. In 2025, Ghana’s efforts have led to hundreds of arrests, millions in losses recovered, and new laws – all while balancing innovation with safety. Drawing from official reports and recent operations, here’s how Ghana’s handling the fraud wave, with parallels to Nigeria’s challenges. Ghana’s 2025 Cybercrime Surge: The Numbers…
Google, TikTok, LinkedIn Shut Down 28 Million Fraudulent Accounts Linked to Nigeria — NITDA By Ndefo Onyekachukwu | November 25, 2025 The scale of online fraud in Nigeria is staggering – and the numbers are out. Kashifu Abdullahi, Director-General of the National Information Technology Development Agency (NITDA), revealed on Monday that Google, LinkedIn, and TikTok deactivated over 28 million accounts in the past year, many linked to Nigerian users involved in scams, impersonation, and harmful content. Speaking at a symposium on digital innovation and crisis communication in Abuja, Abdullahi called the figures “outrageous,” especially for LinkedIn, which shut down nearly…
Transcorp, UACN, and Unilever: Who’s Really Delivering Value to Shareholders in 2025? By Ndefo Onyekachukwu | November 25, 2025 Three of Nigeria’s biggest conglomerates – Transcorp, UACN, and Unilever – have just dropped their Q3 2025 results, and the numbers tell a clear story. Transcorp’s shares are down 6% year-to-date, while UACN and Unilever are up a whopping 143% and 119%. Even in November’s rough market, UACN gained 15%, hitting a ₦223 billion market cap. Transcorp lost 18%, and Unilever dipped 6.5%, landing at ₦416.6 billion and ₦413.6 billion, respectively. Transcorp still leads in market cap, but UACN and Unilever…