Privacy Policy for FintechTodayNews
Last Updated: February 28, 2025
1. Introduction
FintechTodayNews (“we,” “our,” or “us”) operates fintechtodaynews.com. This Privacy Policy explains how we collect, use, and protect your information when you visit our website. We are committed to protecting your privacy and complying with Nigerian data protection regulations, GDPR (for EU visitors), and CCPA (for California residents).
2. Information We Collect
2.1 Personal Information
– Name and email address (when commenting or subscribing)
– IP address and browser information
– Device information and operating system
– Location data (country/region level)
2.2 Automatically Collected Information
– Pages visited and time spent
– Referring websites
– Search terms used to find our site
– Click patterns and scrolling behavior
3. How We Use Your Information
– Deliver relevant fintech news and updates
– Improve website functionality and content
– Analyze traffic patterns and user engagement
– Prevent fraud and spam
– Comply with legal obligations
4. Google AdSense & Advertising
4.1 Third-Party Advertising
We use Google AdSense to display advertisements on our website. Google uses cookies to serve ads based on your prior visits to our site and other websites.
4.2 Google’s Use of Data
Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.
4.3 Opting Out
You may opt out of personalized advertising by visiting Google Ads Settings: https://www.google.com/settings/ads
Alternatively, you can opt out of third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info.
4.4 Advertising Partners
Our advertising partners include:
– Google AdSense
– [Add other networks if applicable]
These companies may use tracking technologies to collect information about your browsing activities.
5. Cookies and Tracking Technologies
5.1 Types of Cookies We Use
– Essential cookies: Required for site functionality
– Analytics cookies: Help us understand visitor behavior
– Advertising cookies: Used by Google AdSense and partners
– Preference cookies: Remember your settings
5.2 Cookie Duration
– Session cookies: Deleted when you close your browser
– Persistent cookies: Remain for up to 2 years
– You can disable cookies in your browser settings
6. Third-Party Services
6.1 Google Analytics
We use Google Analytics to analyze website traffic. Google Analytics collects IP addresses and usage data. Learn more: https://policies.google.com/privacy
6.2 Embedded Content
Articles may include embedded content (videos, tweets, charts). Embedded content behaves as if you visited the original website.
6.3 Payment Processors
If we offer paid services, we use PCI-compliant payment processors. We never store your full credit card details.
7. Data Sharing and Disclosure
We do NOT sell your personal information. We may share data with:
– Service providers (hosting, analytics, email delivery)
– Legal authorities when required by law
– Business partners in aggregated, anonymized form
8. Data Security
We implement industry-standard security measures:
– SSL/TLS encryption for all data transmission
– Regular security audits
– Limited staff access to personal data
– Secure hosting infrastructure
However, no internet transmission is 100% secure. We cannot guarantee absolute security.
9. Your Rights
9.1 Nigerian Residents
– Right to request access to your personal data
– Right to request correction of inaccurate data
– Right to request deletion of your data
9.2 EU Residents (GDPR Rights)
– Right to access, rectify, or erase personal data
– Right to restrict or object to processing
– Right to data portability
– Right to withdraw consent
– Right to lodge a complaint with supervisory authority
9.3 California Residents (CCPA Rights)
– Right to know what personal information is collected
– Right to know if personal information is sold or shared
– Right to opt out of sale of personal information
– Right to non-discrimination for exercising privacy rights
To exercise these rights, email us at privacy@fintechtodaynews.com with “Privacy Request” in the subject line.
10. Data Retention
– Comment data: Retained indefinitely unless deletion requested
– Analytics data: Retained for 26 months
– Email subscriptions: Retained until unsubscribed
– Server logs: Retained for 12 months
11. Children’s Privacy
Our website is not intended for children under 13. We do not knowingly collect data from children. If you believe we have collected data from a child, contact us immediately.
12. International Data Transfers
Your data may be transferred to and processed in countries outside Nigeria, including the United States and European Union, where our service providers operate.
13. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated “Last Updated” date. Significant changes will be notified via email to subscribers.
14. Contact Us
For privacy-related questions or to exercise your rights:
Email: privacy@fintechtodaynews.com
Address: 21 akin ogunlewe, Lagos, Nigeria
15. Consent
By using our website, you consent to our Privacy Policy and agree to its terms.